Gold
Gold Chit Fund Management

Gold savings, simplified.

Scheme creation, installment tracking, member management, payouts, and compliance — all automated, all transparent. Trusted by 50+ organizations across India.

Scroll
0+
Organizations
0+
Members managed
₹50Cr+
Assets under management
99.9%
Platform uptime
Gold coins
About GoldCircle

The modern way to manage chit funds

GoldCircle replaces manual ledgers with a fully automated platform. From scheme creation to final payout — every step is tracked, compliant, and transparent. Built by ST Infotech for Indian financial organizations.

Platform Features

Everything you need to manage, track, and grow.

Create and manage gold schemes in minutes

Design flexible chit fund schemes — choose business, branch, scheme type (Daily, Weekly, Monthly, Flexible), set units, amount per unit, and free units. Launch in under 5 minutes.

  • Daily, Weekly, Monthly & Flexible scheme types
  • Multi-business, multi-branch support
  • Auto-generate installment sequences
  • 53+ schemes managed from one dashboard
Gold savings
53+
Active Schemes

Every installment, every rupee, tracked

View scheme installments with Paid/Unpaid status, amounts, dates, and savings in grams. Automated reminders via SMS and email. Multi-mode payments — UPI, bank, cash.

  • Paid/Unpaid status tracking per installment
  • Savings converted to grams automatically
  • Update scheme details with one click
  • 244+ payments processed with full audit trail
Payment
98.2%
Collection Rate

45 customer schemes, one screen

View all customer schemes — Active and Matured — with amounts paid, installment progress, weight in grams, start and maturity dates. Members can Pay or View their scheme details instantly.

  • Customer scheme cards with live progress
  • Filter by Daily, Weekly, Monthly, Flexi
  • Gold weight calculated per scheme automatically
  • Join Scheme with business & branch selection
Members
5K+
Members

Group schemes, mapped perfectly

Create scheme groups, map members to groups, set start and end dates, and manage group dynamics. Perfect for family schemes and corporate group plans.

  • Scheme Grouping with custom rules
  • Group Mapping with date ranges
  • Multi-scheme group assignments
  • Active status tracking per group
Group
5
Active Groups

Reports that tell the full story

Payment reports with summary by scheme type (Daily, Weekly, Monthly, Flexible). Filter by business, branch, customer, scheme, status, and date range. Savings in grams calculated per transaction.

  • Payment summary: ₹2.14L total, 22g gold saved
  • Advanced filters — 8 filter dimensions
  • Export-ready compliance reports
  • Customer & Jewellery reports
Reports
₹2.14L
Total Processed
Gold
GoldCircle transformed how we manage our chit fund operations. What used to take a full day of manual work now runs automatically. Our members love the transparency.
Murugan K
Director, Lakshmi Gold Savings
How It Works

Three steps to modern chit fund management

1
Create schemes
Define scheme type, business, branch, units, and amount. Choose Daily, Weekly, Monthly, or Flexible. Takes under 5 minutes.
2
Enroll members
Add customers, assign to schemes, and let GoldCircle handle installment scheduling, reminders, and payment tracking automatically.
3
Track & payout
Monitor collections in real-time, track savings in grams, process payouts, and generate compliance reports from one dashboard.
Client Stories

Trusted by organizations that value transparency

Pricing

Transparent plans, no surprises

StarterProfessionalEnterprise
Price₹3,999/mo₹9,999/moCustom
Active schemesUp to 10UnlimitedUnlimited
MembersUp to 500Up to 5,000Unlimited
Scheme types✓ All 4 types✓ All 4 types✓ All 4 types
Installment tracking
Payment reportsBasic✓ Advanced✓ Advanced
Group management
SMS & email alerts
Member portal
Multi-branch
White-label
Dedicated manager
SupportEmail24/7 phonePriority SLA
Get startedGet startedContact sales
Gold

Ready to modernize your chit fund?

Join 50+ organizations already using GoldCircle. Book a demo and see how automation transforms your operations.

Free onboarding · Data migration included · 24/7 support