Features Process Pricing Clients Book a Demo by ST Infotech
Gold
Gold Chit Fund Management

Gold savings, simplified.

Scheme creation, installment tracking, member management, payouts, and compliance — all automated, all transparent. Every installment, payout and compliance report in one transparent dashboard.

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4
Scheme types supported
100%
Auditable transactions
GST
Ready reporting
24×7
Member self-service portal
Gold coins
About GoldCircle

The modern way to manage chit funds

GoldCircle replaces manual ledgers with a fully automated platform. From scheme creation to final payout — every step is tracked, compliant, and transparent. Built by ST Infotech for Indian financial organizations.

Platform Features

Everything you need to manage, track, and grow.

Create and manage gold schemes in minutes

Design flexible chit fund schemes — choose business, branch, scheme type (Daily, Weekly, Monthly, Flexible), set units, amount per unit, and free units. Launch in under 5 minutes.

  • Daily, Weekly, Monthly & Flexible scheme types
  • Multi-business, multi-branch support
  • Auto-generate installment sequences
  • Manage unlimited schemes from one dashboard
Gold savings
4
Scheme Types

Every installment, every rupee, tracked

View scheme installments with Paid/Unpaid status, amounts, dates, and savings in grams. Automated reminders via SMS and email. Multi-mode payments — UPI, bank, cash.

  • Paid/Unpaid status tracking per installment
  • Savings converted to grams automatically
  • Update scheme details with one click
  • Every payment recorded with a full audit trail
Payment
SMS
& Email reminders

All your schemes, one screen

View all customer schemes — Active and Matured — with amounts paid, installment progress, weight in grams, start and maturity dates. Members can Pay or View their scheme details instantly.

  • Customer scheme cards with live progress
  • Filter by Daily, Weekly, Monthly, Flexi
  • Gold weight calculated per scheme automatically
  • Join Scheme with business & branch selection
Members
Self-serve
Member portal

Group schemes, mapped perfectly

Create scheme groups, map members to groups, set start and end dates, and manage group dynamics. Perfect for family schemes and corporate group plans.

  • Scheme Grouping with custom rules
  • Group Mapping with date ranges
  • Multi-scheme group assignments
  • Active status tracking per group
Group
Groups
Family & corporate

Reports that tell the full story

Payment reports with summary by scheme type (Daily, Weekly, Monthly, Flexible). Filter by business, branch, customer, scheme, status, and date range. Savings in grams calculated per transaction.

  • Payment summary with totals and grams saved
  • Advanced filters — 8 filter dimensions
  • Export-ready compliance reports
  • Customer & Jewellery reports
Reports
Filters
Business, branch, date
Gold
“
Every scheme, every installment, every payout — recorded, automated and auditable. That is the whole idea behind GoldCircle.
GoldCircle
A product of Senthamizh Infotech LLP
How It Works

Three steps to modern chit fund management

1
Create schemes
Define scheme type, business, branch, units, and amount. Choose Daily, Weekly, Monthly, or Flexible. Takes under 5 minutes.
2
Enroll members
Add customers, assign to schemes, and let GoldCircle handle installment scheduling, reminders, and payment tracking automatically.
3
Track & payout
Monitor collections in real-time, track savings in grams, process payouts, and generate compliance reports from one dashboard.
Why GoldCircle

Built for organizations that value transparency

GoldCircle was built to run gold-savings and chit schemes the way they should be run — every installment tracked, every payout auditable, and members able to see exactly where they stand. We are onboarding our first organizations now, and their feedback shapes the roadmap. Start early and you get direct access to the team and pricing that reflects it.
GC
The GoldCircle Team
Senthamizh Infotech LLP · Tamil Nadu
Pricing

Transparent plans, no surprises

Choose the plan that fits your operation. Every plan includes all 4 scheme types, installment tracking and GST-ready reports.

Starter
For new & small chit operators
₹3,999/mo
  • Up to 10 active schemes
  • Up to 500 members
  • All 4 scheme types
  • Installment tracking
  • Basic payment reports
  • Group management
  • SMS & email alerts
  • Member portal
  • Multi-branch
  • Email support
Get started
Most Popular
Professional
For growing chit fund businesses
₹9,999/mo
  • Unlimited active schemes
  • Up to 5,000 members
  • All 4 scheme types
  • Installment tracking
  • Advanced payment reports
  • Group management & mapping
  • SMS & email alerts
  • Member self-service portal
  • Multi-branch support
  • Email & phone support
Get started
Enterprise
For large & multi-branch networks
Custom
  • Everything in Professional
  • Unlimited members
  • White-label branding
  • Dedicated account manager
  • Advanced reports & exports
  • Group management & mapping
  • SMS & email alerts
  • Member self-service portal
  • Unlimited multi-branch
  • Priority support
Contact sales

Prices shown are indicative and confirmed on enquiry. GST applicable as per government norms.

Gold

Ready to modernize your chit fund?

Run your gold-savings and chit schemes with full transparency and audit trails. Book a demo and see how automation transforms your operations.

Book a free demo Call +91 97901 25896
Personalised demo · Setup guidance · Email support